Residential and buy to let mortgages

Buy to let Residential mortgages, buying a house to live in.

There are hundreds of mortgage products on the market and how do you know which one would suit you? If you visit your own bank, or any bank for that matter, you will be advised and offered products only from that particular branch. How do you know that this would be most suitable to your needs? Answer, you don’t. This is where we come in. Our computer software can access mortgages across the intermediary market and we can, at the press of a button, shop around for you.

Buy to Let, buying a house to rent out as an investment

Buy to Let is now big business with thousands of landlords investing in this sector of the property market. We offer advice in this area to all landlords, both experienced or first timers. This is a specialized sector with fewer lenders and lenders loan criteria is much different to residential. Rental yields and assessments are the basis for most loans and usually bigger deposits are required. Many of the residential lenders are not involved in Buy to Let and talking to a broker is the way to find out who is. There are “tax breaks” available and this is an area where advise is essential in our view.

The areas we cover include Sunderland, Washington, Durham and Gateshead.

Registered in England and Wales. Reg. No 4414459. Registered Office: 109 Sea Road, Sunderland, SR6 9BN.

Regulated by the Financial Service Authority, No. 303086.
Buy to Let, Commercial and Foreign Home Mortgages are not currently regulated by the Financial Services Authority.